Case study for Wingspanbank.com. Essay Example

Case study for Wingspanbank.com. Paper Wingspanbank. com was launched on June 24, 1999. It was a freestanding Internet bank under the auspices of the First USA division of Bank One. It was an Internet-only bank that marketed itself with the claim, If your bank could start over, this is what it would be.? Created in a record four months and launched with a huge advertising campaign in year 1999, Wingspan provided one-stop shopping for financial services. At first glance Wingspanbank appeared to be a hugely successful startup, and in a way, it was because it had met virtually all of its goals and led the industry. However, the First USA division had performed poorly since then, it suffered $70 billion in outstanding receivables and shares of Bank One had fallen more than 40 percent since May 1999. Finally, Wingspanbank was downgraded to be a test lab because it didnt attract enough customers? Bank One officials said in September 2000. But was Wingspan, a standalone Internet bank, a flawed business model or a good idea doomed by circumstance? The answer may be both. Internet pure plays dont have staying power, especially in banking. Pure online banks are beginning to look like failed dreams,? said a report issued by Newton, MA-based Meridien Research. However, the bad management in Wingspanbank also contributed to its failure. The internal problems included the direct competition between Wingspanbank and its parent company ? Bank One, frequent system failure, huge marketing campaign, the lack of planning, and the ongoing management turmoil within its parent company. The problem Wingspanbank faced was it should find option(s) that it should adopt to be a valid strategic model to stay in business, to solve the problem of management, to take full advantage from its opportunities to attract and retain customers. We will write a custom essay sample on Case study for Wingspanbank.com. specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Case study for Wingspanbank.com. specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Case study for Wingspanbank.com. specifically for you FOR ONLY $16.38 $13.9/page Hire Writer In the analysis, in-depth insight will be given to examine the situation of Wingspanbank and recommendation will be given to Wingspanbank or Bank One in order to improve the situation of the business. 2. 0: Analysis and Evaluation 2. 1: Review the Big Picture In the late 1990s, the United States and the rest of the world were experiencing the longest economic expansion in the history. The years 1994-2000 witnessed solid increases in real output, low inflation rates, and a drop in unemployment to below 5%. In year 1999, unemployment rate in the US was 4. 2%, the lowest one in these years. At the same time, the widely use of personal computer and the explosion of the Internet brought more and more people to the Net and made them feel more and more comfortable with e-commerce. People were doing more and more business on the Internet. The development of Internet technology was a result of the development of computer hardware and software. The increase in employment changed the consumers? life style to be seeking convenience and simplicity because they had less time to shop and handle the routine banking transaction. Therefore, the environment was friendly, especially for the Internet-related industries. 2. 2: Industry Analysis Online financial service industry characteristics: The online financial service industry began its climb in the mid-1990. At the time when Wingspanbank was launched, the industry was in the growth stage in its life cycle with a rapid speed. By November 1999, there were more than 500 online banks, and another 1000 were predicted to launch in year 2000. Moreover, in 1998, the number of households using online banking nearly doubled to 7 million. There are two typical models of online financial service: the first one is the combination of bricks? (a physical location) and clicks? (a Website). The primary purpose of the website is to retain existing customers and provide information about retail products at brick-and-mortar locations. In this model, the traditional bank provides many leverage in developing Internet products. The second one is pure-play Internet banking? which provids one-stop shopping for financial services with great convenience and low price and higher interest rate. Key Success Factors The key success factors in this industry include all of the following: the primary key success factor is security issue with the trust and concern of privacy. To have a strong position in banking, especially online banking industry, brand name and reputation play an important role. To satisfy customers, a wide selection of service with good quality is absolutely necessary. And having a web-presence, the design of the website and the speed of access are important to attract and retain visitors. At the same time, convenience and simplicity of processing are very critical because those are what online customers are looking for. Industry Driving Force The online financial service industry is a technology driven industry. The development of the Internet technology determines the processing of online banking service and the speed of access and design of the site as well as the convenience and simplicity that a site can provide to its visitors. The legal issue associated with the security concern is also a driving force because of the concern of consumer privacy. Government regulation is also playing an important role, for example, the Federal government further spurred competition with the repeal of the Glass-Steagall Act, removing barriers among banks, brokerages, and insurance companies. Characteristics of Customers Being a service industry, to address the characteristics of customers is very important. In the online banking industry, consumers? main concern is trustworthiness followed closely by price. Because Internet-only banks have lower overhead costs, they can pass saving on to consumers, and because transactions are electronic, they can be done faster and provide great convenience to customers. However, as trust and safety are concerned, consumers want a proven brand and/or local presence in addition to the low cost, convenience and speed of online sales and service. 2. 3 Industry Analysis at Micro Level Threat of new entrants The threat of new entrants of the online financial service industry is moderate. First of all, a recognized brand name and reputation are required to attract customers. Secondly, security issue is another barrier to entry because of the associated legal issue and government regulation. For example, Yahoo and AOLs face a barrier to entry in being unable to secure charters. Moreover, the heavy marketing expense required to market a website also create a high barrier to entry. However, the wide availability of web technology reduces the barrier. Rivalry among existing competitors As addressed earlier, by November 1999, there were more than 500 online banks and another 1000 were predicted to launch in year 2000. Besides Bank One, other giant banks such as Citibank, American Express were planning to launch their Internet-only divisions. Online customers are easily switch from this site to others; therefore the low switching cost increases rivalry among competitors. Threat of substitutes The substitutes of online banking include all of the following: traditional banking, phone banking, wireless banking and financial service providers. With traditional banking, there are brick-and-mortar locations for customers to handle routine banking transactions. A consumer survey, conducted by Newton, MA-based TowerGroup, drives home the point: more than half of consumers surveyed (51%) still prefer to handle transactions at traditional bank branch. Phone banking is a way by which customers can handle transaction by phoning an automotive response system or a service representative. Wireless banking is growing with the use of wireless device such as mobile phones and PDAs. The wireless service providers offer trading and related account services to their customers. Other financial information service providers are also taking customers from online banks. Therefore, the threat of substitutes is relatively high.

Continuing Education Essay Essays

Continuing Education Essay Essays Continuing Education Essay Essay Continuing Education Essay Essay Continuing instruction ( called farther instruction in the United Kingdom and Ireland ) is an across-the-board term within a wide spectrum of post-secondary acquisition activities and plans. The term is used chiefly in the United States and Canada. Recognized signifiers of post-secondary acquisition activities within the sphere include: degree recognition classs by non-traditional pupils. non-degree calling preparation. work force preparation. formal personal enrichment classs ( both on-campus and online ) autonomous acquisition ( such as through Internet involvement groups. nines or personal research activities ) and experiential acquisition as applied to job resolution. GENERAL CONTINUING EDUCATION General go oning instruction is similar to adult instruction. at least in being intended for grownup scholars. particularly those beyond traditional undergraduate college or university age. However. it is non usually considered to include basic direction such as literacy. English linguistic communication accomplishments. or plans such as vocational preparation or GED readying. Alternatively. as the term suggests. it is assumed that the pupil already has an instruction and is merely go oning it. Frequently. in the United States. go oning instruction involves registration in college/university credit-granting classs. frequently by pupils enrolled parttime. and frequently offered through a division or school of go oning instruction of a college/university known sometimes as the university extension or extension school. Besides often in the US. it can intend registration in non-credit-granting classs. frequently taken for personal. non-vocational enrichment ( although many non-credit classs can besides hold a vocational map ) . Besides. in the US. many such non-credit classs are offered by community colleges. The University of Wisconsin–Madison. in 1907. was the first academic establishment in the US to offer what today would be considered an identifiable go oning instruction plan. [ 1 ] [ 2 ] In 1969. Empire State College. a unit of the State University of New York. was the first establishment in the US to entirely concentrate on supplying higher instruction to adult scholars. In 1976 the University of Florida created its ain Division of Continuing Education and most classs were offered on eventides or weekends to suit the agendas of working pupils. [ 3 ] In the spring of 2009. Eduventures. a higher instruction confer withing house. released the consequences of a survey that illustrated that the recession had made a important impact on the positions of prospective go oning instruction pupils. A study of 1. 500 grownups who planned to inscribe in a class or plan within the following two old ages determined that while about half of respondents believed that the value of instruction had risen due to the recession. over two-thirds said the province of the economic system had affected their programs to prosecute go oning instruction. CATEGORIES OF CONTINUING EDUCATION. Continuing instruction can be broken down into three classs: Formal instruction * Structured and organized instruction. preparation or professional development that takes topographic point in a school. in the workplace or through a professional credit-granting organisation. * Learning takes topographic point under the set regulations of the school and the instruction must be completed within specific clip lines. * Results in a formal enfranchisement. Non-formal instruction * Education. preparation or professional development activities that are provided by by instruction establishments. community organisations and preparation bureaus. * More flexible about run intoing the student’s needs. * Depending on the plan. this sort of instruction does non ever ensue in a formal enfranchisement. Informal instruction * The procedure of deriving cognition. accomplishments and values from day-to-day experiences at place. in the community or at work. * Persons learn in order to enrich themselves. * May consequence in a enfranchisement. but non ever. To larn out more about go oning instruction policy. explore these studies and documents: * Harnessing the power and potency of grownup acquisition and instruction for a feasible hereafter – Sixth International Conference on Adult Education ( CONFINTEA VI ) . UNESCO. December 2009. * Qualifications Systems: Bridges to Lifelong Learning – Organisation for Economic Co-operation and Development. April 2007. CONTINUING EDUCATION FOR PROFESSIONALS Within the sphere of Continuing Education. professional go oning instruction is a specific acquisition activity by and large characterized by the issue of a certification or go oning education units ( CEU ) for the intent of documenting attending at a designated seminar or class of direction. Licensing organic structures in a figure of Fieldss impose go oning instruction demands on members who hold licences to pattern within a peculiar profession. These demands are intended to promote professionals to spread out their cognition base and remain up-to-date on new developments. Depending on the field. these demands may be satisfied through college or university coursework. extension classs or conferences and seminars attendance. Although single professions may hold different criterions. the most widely recognized criterion. developed by the International Association for Continuing Education A ; Training. is that 10 contact hours equals one Continuing Education Unit. [ 5 ] Not all professionals use the CEU convention. For illustration. the American Psychological Association accredits patrons of go oning instruction such as PsychContinuingEd. com and uses merely a CE attack. In contrast to the CEU. the CE recognition is typically one CE recognition for each hr of contact. METHOD AND FORMAT OF CONTINUING EDUCATION The method of bringing of go oning instruction can include traditional types of schoolroom talks and research labs. However. many go oning instruction plans make heavy usage of distance acquisition. which non merely includes independent survey. but can besides include videotaped/CD-ROM stuff. broadcast scheduling or Online Education which has more late dominated the distance larning community. Many universities such as Southern New Hampshire University. hold begun to offer intercrossed classs ; where grownup scholars have the option of in-classroom acquisition. every bit good as taking on-line classs. [ 6 ] Online classs have brought the possibility of obtaining an low-cost college instruction to many of those of to whom it was antecedently out of range. In add-on to independent survey. the usage of conference-type group survey. which can include survey webs ( which can. in many cases. run into together online ) every bit good as different types of seminars/workshops. can be used to ease acquisition. A combination of traditional. distance. and conference-type survey. or two of these three methods. may be used for a peculiar go oning instruction class or plan. CONTINUING EDUCATION UNIT A go oning instruction unit ( CEU ) or go oning instruction recognition ( CEC ) is a step used in go oning instruction plans. peculiarly those required in a accredited profession in order for the professional to keep the licence. Examples of people who need CEUs include: instructors. interior designers/interior designers. illuming interior decorators. designers. applied scientists. pedagogues. nurses. mental wellness professionals. and societal workers. By and large. a CEU is defined as 10 hours of engagement in a recognized continuing instruction plan. with qualified direction and sponsorship. CEU records are widely used to supply grounds of completion of go oning instruction demands mandated by enfranchisement organic structures. professional societies. or governmental licensing boards. The records besides provide employers with information on preparation pertinent to peculiar businesss. The term CEU is in the public sphere. Any organisation may present a traditional CEU without necessitating any accreditation. With a traditional CEU an employer or other organisation must make up ones mind on an single footing whether to honour the CEU from a preparation supplier. Due to certain CEU suppliers non adhering to high criterions. and the deficiency of criterions for specific Fieldss. there is sometimes a misgiving of the value of a CEU. and recognizing organisations have been created to standardise what a CEU means. [ 1 ] Of these. the International Association for Continuing Education A ; Training ( IACET ) offers the accreditation of CEUs for the most industries. Specific industries. such as nursing. wellness. etc. . have their ain accrediting procedures for CEUs. Any accredited CEU by and large has a foreword of the recognizing organic structure. For case preparation establishments accredited by the IACET can offer IACET CEUs. THE GOALS OF CONTINUING EDUCATION Ideally. continuing-education plans benefit both concerns and workers. Businesss encourage go oning instruction in order to prolong a extremely skilled and specialised workforce- a work force with the accomplishments to execute a assortment of undertakings or workers with â€Å"cross-functional† accomplishments. Workers. on the other manus. may have publicities. derive more power in the occupation market. or go more valuable employees by inscribing continuing-education plans. Courses are available through a assortment of channels. High schools. community colleges. universities. and trade/professional societies and organisations all provide continuing-education plans. Many offer dark classs or run weekend-only plans that provide a convenient option for those with traditional Monday through Friday agendas. Schools sometimes team up with concerns and organisations to offer plans jointly. In add-on. many companies run their ain continuing-education plans. runing from workshops and seminars to fully fledged college-credit course of studies. For illustration. Associated Spring. of Bristol. Connecticut. a division of the Barnes Group. cosponsors a voluntary on-site preparation plan for employees that allows participants to gain credits toward associate grades. The categories are run by teachers from Tunxis Community-Technical College in nearby Farmington. Classs range from basic topics such as English composing to progress managerial classs. such as organisational behaviour. concern and society ( the survey of public policy ) . and labour dealingss. By offering such classs. concerns can guarantee that they have a steady supply of qualified workers. While progressing engineering played a function in making the demand for go oning instruction. it besides created new avenues for supplying go oning instruction. The Internet. for illustration. eased the load of heightening concern accomplishments by leting professionals to larn at place whenever convenient. relieving the commutation and the clip restraints associated with traditional categories. Universities every bit good as professional societies and organisations set up Internet schoolrooms or net sites that provide audio and ocular direction in such Fieldss as insurance. accounting. existent estate. and computing machine package. Not all continuing-education classs are aimed at professionals. Some schools offer developing installations and plans for tradespeople such as pipe fitters and carpenters. Classs in such plans provide non merely practical information on the undertakings of the trades. but besides information on how to get down and pull off concerns. THE BENEFITS OF CONTINUING EDUCATION People who upgrade their work accomplishments and cognition non merely can maintain up with the latest engineerings and concern techniques. but they besides can have other benefits. such as the preparation needed to mount the corporate ladder and to recognize extra calling ends. Training installations frequently house state-of-the-art equipment such as computing machines and computer-based preparation equipment. Computers can ease synergistic preparation through computing machine webs such as the Internet. With this engineering. scholars have instant entree to experts in virtually every career. While go oning instruction is sometimes perceived as mostly a agency to career promotion. research workers in the late 1990s argued that go oning instruction was going less of an option and more of a necessity. Hence. one of the greatest benefits workers may deduce from go oning instruction is merely maintaining their occupations. However. extra instruction still can assist employees have publicities and land better occupations. Besides these basic advantages. some experts contend that go oning instruction provides extra benefits at a more abstract degree. Continuing instruction allows workers to clear up and understand the intent and ends of their businesss. In add-on. go oning instruction can assist progress assorted businesss by giving employees the chance to get both theoretical and practical occupational cognition and to better their problem-solving accomplishments. Continuing instruction besides facilitates set uping and modulating occupational criterions for some professions. Possibly the ultimate benefit of go oning instruction. nevertheless. is its ability to leave an attitude or temperament that encourages workers to happen and utilize the best techniques available at any given clip and to recognize that these techniques will necessitate to be improved or replaced. harmonizing to Cyril 0. Houle in Continuing Learning in the Professions. This attitude became all the more of import late in the twentieth century with the relentless technological progresss. the growing of competition for occupations. and the displacement from a manufacturing-based economic system to a service based economic system. Continuing instruction provides Canadians with accomplishments and cognition. Most significantly. go oning instruction provides people with options. See how continuing instruction can assist you: Career and accomplishments development * addition occupation chances * alteration callings or acquire a publicity * ascent or develop new accomplishments * acquire exposure to new thoughts and best patterns. * better your competitory border on the occupation market * maintain gait with engineering and industry tendencies * turn avocations into occupation accomplishments * get tools to get by with economic downswings * expand your professional web Academic sweetening * acquire your high school sheepskin * better basic literacy * get requirements for college or university * retake classs to better your academic class point mean * qualify for academic scholarships Personal development * explore new involvements * acquire a richer consciousness of different subjects * run into new people and spread out your web * become engaged with your community. * better understand issues impacting you and your community * better self-pride CONTINUING EDUCATION CENTRE ( IITR ) Learning is a womb-to-tomb procedure It is a pioneering Centre in the country of go oning instruction in the state. It has completed more than 50 old ages of service and has played a really of import function in the publicity of cognition upgradation activity in our state by forming refresher/specialist classs for in-service proficient and professional individual from assorted Govt. /Semi Govt. administrations. public and private projects. research establishments and industries. The Centre conducts approximately 60 to 70 short term developing programmes in Continuing Education every twelvemonth in assorted subjects of direction. technology. scientific discipline and engineering in which the professionals are trained from all parts of the state every bit good as from the neighbour states. The Centre is to the full equipped with the installation of conference hall. adjustment. dining and diversion. This Centre acts as a window to circulate information and awarenedd of latest technological developments. Courses organised by this Centre are advanced. accessible and stimulating and reference to the current demands of the professionals. Programs reach pupils in all corners of the country/from all walks of life. To run into a assortment of demands. Centre offers flexible. comprehensive class course of study in many formats. In the face of rapid technological promotion taking topographic point around the Earth. go oning instruction of in-service professional to new engineerings is the demand of the twenty-four hours to update cognition much after finishing formal instruction. Courses are being organised through the proficient expertness available in the sections and Centres of the Institute. Experts from industries and R A ; D administrations are besides invited to present talks wherever necessary. Centre organizes the classs in the beautiful campus of the Institute and besides outside the Institute in consultancy every bit good as in sponsored manner that respond to client’s go oning professional development demands. Who comes to go to the classs Participants who enroll in our classs are interested in womb-to-tomb acquisition. Many participants attend classs to develop professional accomplishments. many because they love larning and many for both of these grounds. The participant of the classs are in-service proficient individuals from assorted Govt. /Semi Govt. administrations. public and private projects. research establishments and industries. CLIENT ORGANISATIONS An exemplifying List ALSTOM Projects India Limited Associated Cement Company Bharat Heavy Electricals Ltd. Central Pollution Control Board Central Water Commission Centre of Excellence in Disaster Mitigation A ; Management Construction Industry Development Council Damodar Valley Corporation Department of Science A ; Technology Electricity Board Utility Ethopian Electricity Agency Ghana Irrigation Development Authority HAUC. Sweden HIMC Hindustan College of Science A ; Technology HPGEDA Indian Railway Irrigation Management Training Institute. Japan International Cooperation Agency LEA Associates South Asia Pvt. Ltd. Ministry of Home Affairs Ministry of Human Resource Ministry of Non Conventional Energy Sources Ministry of Power Ministry of Water Resources Moradabad Institute of Technology National Bank for Agriculture A ; Rural Development National Hydropower Corporation Ltd. National Programme on Earthquake Engineering Education National Rural Roads Development Agency National Thermal Power Corporation Oil A ; Natural Gas Corporation PBSTI Power Finance Corporation PRAGYA Prasar Bharti Project Management Unit Punjab State Electricity Board Research Designs A ; Standard Organisation Rural Engineering Services Security Paper Mills Smt. Ram Rati Gupta Women’s Polytechnic Tamil Nadu News Print and Papers Ltd. TIFAC-CORE Uttaranchal Academy of Administration Uttaranchal Gramin Sadak Vikas Abhikaran Uttaranchal Renewable Energy Development Agency Water Management Institute. Sri Lanka Xerox Modi Corp. Ltd. BACKGROUND This Centre provides high quality. professionally delivered short term classs covering a broad scope of topics. Provision is made for persons. administrations. and professional groups. The present rate of development in any scientific country makes the specialised cognition of a individual in that country disused really shortly. Continuing Engineering Education plays a critical function in the instruction and preparation of professionals which will maintain them more productive and originative throughout their professional calling. The end of the country’s instruction system is to supply a really good basic instruction. develop the pupils in a broad scope of academic and professional subjects to carry through personal. social and national demands. It is hence the duty of companies and administrations to construct a work force of their ain on this foundation by supplying preparation. go oning instruction and re-education. Developed states have demonstrated that Continuing Engineering Education leads to better occupation public presentation and occupation satisfaction lending to higher degrees of economic development. The demand for Continuing Engineering Education at the present occasion is all the more apparent because the Indian technology industry has to last planetary competition in the visible radiation of new economic reforms proposed by opening our industrial sector for foreign investors. Vision A front line Centre in scientific discipline. technology. engineering and direction devising important parts to human resource development imagining dynamic demands of the professionals Objective To create chance for deriving experience and more cognition in a peculiar field. To create consciousness in the proficient community sing the progresss in their country of involvement and expertness of IITR. To provide a platform for interaction of Faculty. Advisers. Industries and users. To provide an chance to analyze at IIT Roorkee for a short period of clip. To supply needed inputs for betterments. CONCLUSION Continuing instruction refers to any type of post-secondary instruction. used to either obtain extra enfranchisements. or as credits required to keep a licence. Almost anybody can take go oning instruction classs for personal or professional enrichment ; fittingness trainers. nurses. and safety teachers are illustrations of professionals who fall into the 2nd class. This type of instruction is aimed entirely to grownups who already possess a college or university grade. Peoples take go oning instruction in the signifier of workshops. seminars. home-study or online classs. conferences. and hands-on preparation. There is no specific format or length for this type of plan: some may take a weekend. while others can cross hebdomads or even months. In the instance of instruction for personal promotion merely. pupils normally don’t receive college credits. as the classs are non considered portion of the standard educational system. A common feature to all go oning instruction plans is a enrollment procedure. Attending a conference or cultural event that is unfastened to the general populace does non give attenders any type of instruction credits. and can non be considered formal preparation.

Walmart and Employee Job satisfaction Research Paper

Walmart and Employee Job satisfaction - Research Paper Example Therefore, it has become a challenge for the human resource department and the management to make sure that the employees of the organization are motivated so that they are able to produce good results for the organization. This paper is about Wal-Mart which employs more than 2,000,000 employees all over America. The organization is facing employee has been facing employee dissatisfaction and low morale among its employee in several states in which it has its retail outlets. Employees are not happy with Wal-Mart because they say that it does not treat its employees. Workplace morale is essential for productive performance which is crucial for a company to succeed, but pitiable management results in unconstructive attitudes and performance at work (Sherman & Chappell, 1998). Low Morale Employees are frequently absent and do not like to come to work because they suffer from low morale because they feel that Wal-Mart is not appreciative of their hard work and their intense efforts at th e workplace. This absenteeism has caused undue pressure on other employees who have to do the work of two or three persons without any tangible benefits. Wal-Mart employees are not properly trained or empowered to handle the extra work and pressure which has caused low morale in most retail outlets (Latimer, Hempson, & Kendrick, 2011). Low morale of employees at Wal-Mart has caused employees to squabble and fight among themselves. Moreover, management of the Wal-Mart has not been successful in addressing this problem because they too lack the training to implement fair dispute resolutions. Despite Wal-Mart’s claim of 86% employee satisfaction, the attitude, body language and work performance of the employees do not substantiate this claim (Niesing, 2008). Low Wages Although Wal-Mart is one of the largest retailer’s in the world, its employees are among the lowest anywhere in America. Because of very low salaries and benefits Wal-Mart employees occasionally organize foo d drives for themselves as their extremely low wages create great hardships, and they are unable to meet expenses. Naturally when employees cannot make ends meet and are under constant financial pressure, then morale takes a nosedive. Morale had been quite low at Wal-Mart since the 1970’s when prices of all essential items registered a very sharp rise (Feenstra, 1998). Because of the low wages at Wal-Mart, the employees are forced to get government assistance in the form of food stamps and other subsidies. The wages paid by the corporation are not enough for even a single person to support himself, so it is not possible that a typical Wal-Mart employee could support a family without government assistance (Goetz & Swaminathan, 2006). Forbidden to form Unions Forming of Unions is explicitly forbidden for the employees for collective negotiations of their demands. Wal-Mart has issued statements that 86% of its employees are quite satisfied and happy with their jobs. If this is a fact, then Wal-Mart should allow the formation of unions without aggressive management interference. . When seeking employment at any retail outlet, the applicants are well aware of the fact that even discussion about unionization can get them instantly terminated. Despite this, with all the criticism that people have about the organization, it is an established fact that for any Wal Mart store that

Brain Drain and Brain Gain In Asia (India, South Korea, China) Research Paper

Brain Drain and Brain Gain In Asia (India, South Korea, China) - Research Paper Example However, a different trend was noted towards the turn of the millennium where many immigrants from these Asian countries embarked on a reverse mode to their countries of origin (Lien & Wang 156-157). In this regard, the return channel of the immigrants meant substantial brain gain for the developing countries and absence channel for the western countries. It has been noted that professionals from China and India who have acquired higher education in the western countries are increasingly been forced back to their homelands. This is as a result of the economic instability and changing immigration laws in the western countries such as the United States. On the other hand, it is plausible that about 55% of Indian immigrants and about 80% of their Chinese counterparts return to their homelands due to the availability of equal business and employment opportunities back home. On a specific basis, about 30% of these immigrants have returned home due to increased job security. In addition, 2 8% have been attracted back by brighter future prospects, and 25% have been attracted by enhanced education systems and options. Furthermore, about 12% of the immigrants have cited attractive employment packages as their major reasons for opting back to the motherland (Paldam 458). Within the Asia-Pacific region, immigration and emigration of professionals and skilled workers has become as a pivotal point for some of the world’s economic movers including China and India. It has been noted that some of the major reasons that initially contributed to the movement of professionals from India and China included shortage of skilled labor, changing demographic patterns and rising costs of living. It is noteworthy that enhanced social, economic, political, and educational environment in the Asian region are churning new opportunities for migrant students, talented individuals, and skilled labor (Paldam

Zinc Essay Example | Topics and Well Written Essays - 250 words

Zinc - Essay Example o the increase in the amount of Zn in the rivers include but are not limited to such human activities as industrial and urban sewages, runoffs, and atmospheric sediments. More than anywhere else, presence of such elements as Zn in excess in the river water is more dangerous since it reaches the livestock and humans directly or indirectly. A great variation in the behavior of Zn is also evident from the fact that while it is brittle at low temperatures, Zn becomes quite ductile and malleable at temperatures reaching anywhere between 110 and 115C. Just as it changes in its physical properties with temperature, Zn changes in terms of its effects on the environment when it gets in excess. This is a wonderful and very informative essay about the effects of Zn in the environment which is often considered as an element that cannot affect the environment in harmful ways. This is an important issue and needs to be explored and studied in detail in order for all the confusions and misconceptions surrounding it to be

The presidency of thomas jefferson

The presidency of thomas jefferson The Failures Of The Presidency Of Thomas Jefferson Thomas Jefferson is generally regarded as one of the most popular and successful of the United States Presidents. In reviewing his Presidency, it is found that Jefferson had one of the toughest times as the nations leader. Jefferson made many mistakes during his two terms in office, some of which adversely affected the entire population of the United States. With an embargo that destroyed the homeland economy, and hypocritical negotiations with the terroristic Barbary pirates, Jeffersons few mistakes were some of the most detrimental and failed plots in the countrys history. These events and the specific actions taken by Jefferson while in office adversely affected the social and economical steadiness of the nation, creating a political imbalance that—by the end of Jeffersons second term—led to the War of 1812. The year was 1807, and the British and French had been at war with each other for around fifteen years. Jefferson was in his sixth year as President. Although the United States remained relatively uninvolved in the Napoleonic Wars up until this point, Britain announced that their naval fleet would be more aggressive in their policy of reclaiming deserted British soldiers who were now working on American ships. Around this same time, Napoleon Bonaparte, the French leader, proclaimed that because their country was at war with the British, their fleet would attack any ship carrying goods to or from Britain. These two threats required a response from Jefferson; shipping to and from Britain would have to cease because the French would attack American vessels, and ships could no longer travel around Europe because the British would reclaim their subjects. It was clear that the British did not want American trade to support the French, and the French did not want trade going to the British. This dilemma was considered an extreme priority; economy, foreign relations, and American lives were all at stake. Jefferson was convinced that he should act immediately. Jefferson consulted his cabinet and close officers and decided to ask Congress to pass an embargo. This embargo would not only bar all American ships from trading with Britain and France, it stopped trade overseas completely. Jefferson believed that while keeping Americans safe, he was also punishing Britain and France for their threats against America. Jefferson also believed that because the embargo blocked all trade completely, and because the United States was a part of the European economy, Britain and France would suffer from not having goods from America. (Encyclopà ¦dia Britannica) Jefferson was clearly wrong. The great nations of Britain and France did not need American trade after all, as they could import from anywhere else. One of the only things that both countries learned from the lesson was that neither of them required trade from the United States to succeed. The second that the embargo took place, over 30,000 jobs were lost. Not only were jobs lost, but people who still had jobs suffered even more than those that didnt. Farmers, who were used to shipping materials overseas, could not sell surplus amounts of what they produced. Port and dock workers had no cargo to unload or ships to manage, and ship owners had boats that sat—empty. This was the same for every major port city. Hoping that the embargo would be repealed, producers piled American-made merchandise by the docks. All of these items ready for the European economy, with no way to get there—legally. Smuggling became an industry under the embargo, with people so desperate to make mo ney in this minor depression of trade and economy. Smuggling went from ships sailing across the Great Lakes into Canada to merchants and traders breaking the embargo altogether. With the market in clear struggle, trade being the forerunner in the American economy, Jefferson did nothing about a possible repudiation of the embargo. Jefferson even stated that it was â€Å"necessary to maintain the laws of embargo.† (Jefferson) Smugglers who were caught were not convicted of their crimes, as even grand juries disagreed with the ridiculous act. Smugglers became heroes to the American people, and Jefferson became a persecutor. The Embargo Act was the complete antithesis of the idea of â€Å"promoting the general welfare;† rather, the restriction denied welfare, oppressing many groups of workers and people. (Malone) A constant embargo with duration of fifteen months proved that Jeffersons actions had failed. Britain and France experienced no trouble or effect of the embargo. The Embargo Act smothered American economy, fortunes, and businesses. It created a new industry for criminal behavior, and ruined Jeffersons image as a hero. In a letter that Jefferson wrote while preparing to leave the White House, he stated, â€Å"Never did a prisoner, released from his chains, feel such relief as I shall on shaking off the shackles of power.† After leaving office, Congress replaced the embargo with the Non-Intercourse Act, reinstating trade with every nation save Britain and France. Although Congress eventually repealed the Embargo Act, it was too late for Jefferson himself to reverse the action that he took based on his originally good intentions. (WhiteHouse.gov) Moving backward into the first term of Jeffersons presidency, another major error is found. In 1801, the first year of Jeffersons first term, the First Barbary War broke out. This small war was fought between the United States and the Barbary States, a group of independent nations in North Africa. In the first few weeks of Jeffersons term, Yusuf Karamanli, a high-ranking official of the Barbary States, demanded $225,000 from Jeffersons new administration. Jefferson immediately refused the demand, and Karamanli declared war on the United States. Two other nations followed their Tripolitan allies and declared war as well. Jefferson responded to this declaration of war by sending a group of frigates to defend other American trade ships and people in the Mediterranean Sea. Congress never voted on the declaration of war, but they did approve Jeffersons request of sending the frigates. While the American navy was relatively strong, tensions increased and battles broke out. The fleet of Tri poli captured the USS Philadelphia. All of the crew, including the captain, was taken as hostages and the ship was turned against other American ships. (Toll) Almost nine months after the Philadelphia was captured, Stephen Decatur led the very first Marines to Tripoli and onto the Philadelphia. The men overpowered the Tripolitan crew and set fire to the ship, in order to ensure that the Philadelphia would not be used against American forces anymore. Jeffersons mistake of denying the ransom of around a quarter of a million dollars led to many deaths and unnecessary battles over a period of four years—but this was not the worst part of his decision. While Jeffersons position on paying ransom in 1801 was firm, he asked Congress to pay a ransom in 1805, thus ending the war. This hypocritical stance was not a fair way to end the war, as they had already been fighting for four years. Many of the members of the State Department believed that the honor of the United States was lost when it abandoned the crew of the Philadelphia in 1803, but paid a ransom for their release in 1805. The worst part of this decision was the fact that the sixty- thousand dollar ransom that was paid in 1805 only released the sailors, but did not create a peace agreement with the Barbary States. This mistake led to various fleets from the Barbary States seizing American ships and crewmen, starting back up a mere two years after the ransom had been paid. Clearly, the paying of the ransom did nothing but support the terroristic ways of the Barbary States. The way that the United States agreed to negotiate with the radical regime did not â€Å"secure the blessings of liberty,† but it led the leaders of the Barbary States to believe that the United States would pay ransom for hostages, which led to the Second Barbary War. All of the money, life, resource, and honor that were lost in both the paying of the ransom and the Second Barbary War would have been saved if the war would have been finished in 1805 and a treaty agreement signed, rather than Jeffersons agreeing to support the severely corrupt Ottoman Empire. (Gawalt) It is clear that in reguard to honor and heroism, Thomas Jefferson is one of the most popular and well-respected of the Founding Fathers, as well as the United States Presidents. Although Jefferson was a successful leader in American History, his presidency led to a decline in respect for him politically. The two fatal failures of the presidency of Thomas Jefferson are the relations with the Barbary Pirates and the Embargo Act, both directly stimulating American involvement with the war of 1812, thus ruining American neutrality. Jefferson did not have a failed presidency, but a flawed one. Jefferson made mistakes just like any other man, but his actions led to a decline in the economy, the loss of life, the inbalance of the infrastructure of the United States, and even another war with the tyrants of the Barbary States. â€Å"Action will delineate and define you.† – Thomas Jefferson Works Cited Encyclopà ¦dia Britannica. Embargo Act. 2009. Embargo Act (United States [1807]). 2 October 2009 . Gawalt, Gerard W. The Thomas Jefferson Papers. January 2009. America and the Barbary Pirates: An International Battle Against an Unconventional Foe. 1 October 2009 . Jefferson, Thomas. Eighth State of the Union Address. Speech. Washington, D.C., 1808. Malone, Dumas. Jefferson the President: Second Term 1805 1809 Volume V (Jefferson and His Time, Vol 5). Chicago: Back Bay Books, 1975. Toll, Ian W. Six Frigates: The Epic History of the Founding of the U.S. Navy . New York: W. W. Norton Company, 2006. WhiteHouse.gov. Biography of Thomas Jefferson. 2009. 3 October 2009 .

Erwin Rommel :: essays research papers

Erwin Rommel Jr. was born on November 15, 1891 in a small WÃ ¼rtemburg town of Heidenheim. His father Erwin Johannes Eugen Rommel was a local schoolmaster and former artillery officer. His mother Helena von Luz was the daughter of the local Regierungs-Prasident. Rommel was one of five children, though his brother Manfred had died at an early age. As a child, he was reasonable and very gifted academically and athletically. He was educated at TÃ ¼bingen, a military school in Stuttgart. Rommel planned to apply to the Zeppelin works at Friederichshafen; his father did not approve, and advised him to enter the army. In July 1910, Rommel became a cadet in the 124th WÃ ¼rtemburg Infantry Regiment in the 26th Infantry Division of the German Imperial Infantry. He served as a cadet until March 1911, then began attending the prestigious military academy Konigliche Kriegsschule in Danzig. His eight-month course ended in November 1911, in which time he rose to Lieutenant: Corporal in October and Sergeant at the end of the year. While at the academy he met his future wife Lucie Mollin whom he wrote to everyday during both World Wars, and married in 1916. In January 1912 Rommel rejoined the 124th WÃ ¼rtemburg Infantry. In summer 1914, he served as artillery attachment in drilling practices near Ulm. On July 28, 1914 Franz Ferdinand, the Archduke of Austria, was assassinated. The assassination was a major cause of World War I, Rommel’s first true combat tests. Rommel’s first battle was at Longwy after twenty-four hours of marching and riding. He believed that the only successful way to deploy his troops was to be at the front of them. On August 22, 1914, Rommel spotted a group of fifteen to twenty French soldiers. Rommel and his three-man reconnaissance team opened fire in the town of Bleid. Shortly after, eight hundred yards northeast of Bleid at freshly dug trenches, he charged the French with parts of his regiment. Then assisted by two other men Rommel drove off a whole French column, after all the action Rommel passed out from lack of sleep. The battle of Longwy caused a loss of 15% of Rommel’s men and 25% of his officers. Medical doctors informed Rommel after the battle, that he was suffering from food poisoning, but Rommel would not leave the field.

Market survey Essay

I. Abstract: As you can see, our AIS High School campus has a small student store at the lobby. This store is managed by students and they sell foods and drinks that canteen doesn’t have. The cost of the products there range from 500 to 24000VND. However, these prices are made up by the students without any logical reason. That is why we do this marketing survey project in order to help the student’s government make right decisions about products and pricing in the student store. In this project, we apply the core concepts related to Demand (Demand Schedule, Demand Curve, Elasticity of demand) to gain accurate results. We hope that this project will not only help the students store to generate the best profit but pave way for students to experience how entrepreneurs use the lessons in making decisions and learn how to cooperate well in a group. II. Methodology: In this project, we choose Panda cookies as the main product for the survey. We are interested in the relation between price and quantity of demand in market places. We’ll use price to estimate the quantity of demand throughout the survey of the panda cookies. According to statistic, we have to start checking out conditions whether they are satisfied or not before doing any calculation. Our population is all students at AIS and the population size is 40 students. The population size is less than 10% of all males and females students at AIS. We carried out the survey through the following steps: Firstly, we assigned each student in AIS High School a different ID number. Secondly, we used graphing calculator to randomly pick 10 students (5 males and 5 females) for each grade from 9 to 12. Then, we surveyed them independently and recorded the answers down. The question that we used is: â€Å"For every price point below, how many packets of Panda cookies would you buy per week?† We listed out prices from 6000VND to 10000VND and quantity of demand from none to more than five. * Calculation and Graphs: o Interpreting the graph: As you can see in the demand curve above, it shows negative linear relationship which means that the lower the price, the more quantity of demand will be. There are no scatter throughout, no shape, no bent and no extrapolation. An R2 of 96.72% indicates that 96.72% of the variation in maximum price can be accounted for by the variation in the quantity of demand in the market places. o Calculation: We have a mean of price (is 8000 and standard deviation (Sy) of price is -1581.14; a mean of demand ( is 107.6 and a standard deviation (Sx) of demand is 37.4606. We have a correlation is 0.98 which means the relationship between prices and the quantity of demands is strong. o Slope: b1 = = = -41.363 By looking at the slope, you can know that when quantity of demand increases by 1 quantity, price will increase -41.363vnd. o Intercept: b0 = – b1 = 8000 + 41.363 = 8041.36 The y intercept tells you that whenever the quantity of demand equals 0, the estimated price will be 8041.36. Finally, we have the regression equation for the price as the quantity of demand increases or decreases. People can use the equation to estimate the price in the future. = -41.363x + 8048.36 III. Conclusions: If we look at the result, we can see that the price affects the quantity of demand a lot and thus plays an important part in making profit. Since one of the purpose of this project is to make the most profit, we decide to use the demand schedule to estimate at which price will bring out best profit. After calculating, we realize that at 7000VND with quantity of demand at 140 makes 980000VND which is the most out of all price points. So we decide to choose price around 7000VND for each packet of Panda cookies.

Easy How-to Articles

Easy How-to Articles Do you enjoy writing personal essays but find there arent enough markets for your manuscripts? Dont leave them on your hard drive. Instead, use your personal experiences and turn your essays into how-to articles When reviewing the sales Ive had over the years, from the first manuscript I sold to my most recent sale, I discovered that a good portion of them were personal essay/how-to articles. In these articles, I shared anecdotes of what worked for me in certain circumstances and the insights I gained. I then gave tips on how readers could apply the knowledge to their own situations. IDEAS For example, one of my how-to articles described how my husband and I co-owned a water ski boat with another couple. I pointed out how well our arrangement worked and why it made sense because of the high cost of new boats. I then outlined what should be included in a written contract, such as how many weeks of vacation per year each person can use the boat and what to do if one person wants to sell his part of the co-ownership. I also included a photo of our co-owned boat. I sold the article and photo to a water ski magazine, followed My most recent how-to article shared how meaningful it was when friends and family waited with me during my husbands brain tumor operation and how Ive waited with friends while their loved ones were in surgery. I offered tips on providing support during this anxious time, such as bringing a snack basket, offering encouragement, and praying with them. We all have our own unique personal experiences and areas of expertise. I draw on my experiences from water skiing, parenting, church activities, volunteer work, living with a chronic illness, and working as a teachers aide. Where does your expertise lie? What experiences have improved your life? What knowledge have you gained from your experiences that you could share through tips or insights to help readers going through similar situations? THE WRITING A good way to get started in the how-to genre is Start with an anecdote of your personal experience, lead into your insight in conversational paragraphs or bullet points, and offer tips. Finally, summarize the main point of the article and leave readers with words of encouragement. You can also include a sidebar with additional information on your subject matter. When I wrote about the joys of sponsoring needy children, I included a sidebar listing organizations that offer sponsorship and included contact information, along with the associated monthly costs. SELLING HOW-TO ARTICLES How-to articles are ideal for reprint sales, bringing in extra income without a lot of extra effort. An article sharing how I improved our familys dinner hour sold to five publications one womans magazine, two family magazines, and two regional parenting magazines. As long as the circulation doesnt overlap, submit to as many markets as possible, following each magazines guidelines. You dont need to give up writing personal essays because of limited markets. Turn those essays and personal experiences into how-to articles and watch your sales grow.

Ives Surname Meaning and Family History

Ives Surname Meaning and Family History The surname Ives  is believed to have originated from the Old French personal name Ive (similar to the modern French Yves) or the Norman personal name Ivo, both short forms of various Germanic compound names containing the element iv, from the Old Norse yr, meaning yew, bow, a weapon generally made from the wood of a yew tree. Ives may also have originated as a last name for someone from a town named St. Ives, in the county of Huntingdon, England. Surname Origin: English, French Alternate Surname Spellings: YVES, IVESS Where in the World is the IVES  Surname Found? The Ives  surname is now most prevalent in the United States, according to surname distribution data from Forebears. However, it is interestingly the most common surname, based on its percentage of the population, in Gibraltar, followed by England and various island nations such as Bermuda. Despite its possible French origins, the Ives spelling is not at all common in France where only 182 people bear the surname. The Ives  surname around the turn of the 20th century was most common in the United Kingdom, according to WorldNames PublicProfiler, specifically the South East and East Anglia regions of England. Within North America, Ives is most common in Ontario, Canada, followed by Nova Scotia and the U.S. states of Vermont and Connecticut. Famous People with the Last Name IVES Charles Ives -  Pulitzer Prize-winning composer  and pianistBurl Ives - American film actor and singer, best known for  hits â€Å"Frosty the Snowman† and â€Å"The Blue Tail Fly.†Chauncey Bradley Ives - American sculptor in ItalyGeorge Frederick Ives - last surviving veteran of the Boer WarFrederic Eugene Ives - American inventor and  pioneer in the field of color photography. Genealogy Resources for the Surname IVES Ives Family History BlogThis genealogy blog by William Ives  covers the story of William Ives, co-founder of New Haven CT, and many of his descendants, as well as those who married into the family DNA Signature of William Ives (1607–1648)This published DNA signature is the  result of the Y chromosome testing of 4 male known direct descendants, none of whom are closely related, of William.   Common French Surnames and their MeaningsUncover the meaning of your French last name with this free guide to  French surname  meanings and origins. Trace Your Family Tree in England and WalesLearn how to research your English Ives ancestors with this introductory guide to genealogical records and resources of England and the rest of the United Kingdom. Ives  Family Crest - Its Not What You ThinkContrary to what you may hear, there is no such thing as an Ives  family crest or coat of arms for the Ives surname.  Coats of arms are granted to individuals, not families, and may rightfully be used only by the uninterrupted male-line descendants of the person to whom the coat of arms was originally granted. FamilySearch - IVES GenealogyExplore over 700,000 historical records and lineage-linked family trees posted for the Ives  surname and its variations on the free FamilySearch website, hosted by the Church of Jesus Christ of Latter-day Saints. The Ives Genealogy and Family Tree PageBrowse genealogy records and links to genealogical and historical records for individuals with the popular last name Ives from the website of Genealogy Today. Sources Cottle, Basil.  Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967.Dorward, David.  Scottish Surnames. Collins Celtic (Pocket edition), 1998.Fucilla, Joseph.  Our Italian Surnames. Genealogical Publishing Company, 2003.Hanks, Patrick and Flavia Hodges.  A Dictionary of Surnames. Oxford University Press, 1989.Hanks, Patrick.  Dictionary of American Family Names. Oxford University Press, 2003.Reaney, P.H.  A Dictionary of English Surnames. Oxford University Press, 1997.Smith, Elsdon C.  American Surnames. Genealogical Publishing Company, 1997.

Ethical Issues Of Race In Medical Research Essay

Ethical Issues Of Race In Medical Research - Essay Example Many doctors believed that them to have a wild sexual expression, which was a danger to the white society. They were thought to be inferior to the white people on intellectual bases and were also alleged of being attracted towards white women. Furthermore, most doctors held the belief that immorality and family problems amongst the Negro community had made them more prone to diseases such as syphilis, and treating them was next to impossible. Also high rates of syphilis in the Negro community had led to an increase in crime and insanity, making them a threat to the other communities. These set of ideas, all relating to racial discrimination against the Negro community, played a significant role in letting the health authorities to make the rural syphilitic Negroes, a part of this study. Thus, the origin of this study was also driven by the racial discrimination of the health authorities against the African-American community. The Tuskegee Study was certainly packed with ethical issue s. It was a display of racism and injustice on part of the health authorities, who showed a complete lack of concern for the African-American community. It was a study carried under ghastly circumstances resulting in many patients dying from painful deaths. Initially, being planned for six months, the study was extended up to forty years and showed no signs of stopping, regardless the number of deaths. No protest was carried out, and no significant actions were taken against the immoral and perilous nature of the study.

War trauma and masculinity Essay Example | Topics and Well Written Essays - 2250 words

War trauma and masculinity - Essay Example These two changes are extremely ambivalent and are determined by the personal qualities and conditions the person faces. First of all, in order to understand masculinity as a phenomenon, it is important to study its definition. Maculinity is a specific gender identification, related to stress, independence and self-management. "Like femininity, masculinity operates politically at different levels. At one level, it is a form of identity, a means of self-understanding that structures personal attitudes and behaviours" (Leach, 1994,p.36). Another level is associated with seeing masculinity as a form of ideology, in which "it presents a set of cultural ideals that define appropriate roles, values and expectations for and of men" (ibid, p.36). It is important to note that masculinity is not 'natural', as it can be developed (or, conversely, destroyed) throughout the life course as a response to certain social expectations. It can be viewed as cultural interpretation of maleness, developed and maintained by participating social relationships. The sociocultural nature of masculinity is shaped by values, beli eves, and, naturally, requirements, dictated by the epoch. For instance, Spiegelman and Hemingway's time is characterized by the belief that man is a breadwinner, problem-solver, or more specifically, autonomous, strong and independent person, who is capable of defending his motherland from invaders. Furthermore, this definition of masculinity is basic for the present paper, as it is the starting point of the whole analysis.In 'Soldier's home' Hemingway depicts a personality, torn in two by controversial attitudes towards his home, where he's just returned. In spite of Harold Krebs's parents comfortable middle-class life, he experiences a sense of homelessness, of quilt and despair, because of having experienced his close friends' death' and all the problems related to war. First of all, it is important to note that Hemingway doesn't reveal why Harold has been wandering for many years before he comes back (about ten years, in fact), so this time probably has been devoted to searchin g for a new home and re-thinking his own life. By that time "all the other former soldiers have found a niche for themselves in the community" (Imamura, 1996, p.102), but Krebs needs some more time to get accustomed to new conditions; he plays pool, "practiced on his clarinet, strolled down town, read, and went to bed" (Hemingway, 1995, p.146). "What he is doing, of course, is killing time" (Imamura, 1996, p.103).The problem is associated with Harold's understanding of who has become. He realizes he has been altered by the circumstances, and this alteration becomes much more dramatic, once he sees that his town has remained almost the same comparing to the period when he graduated from higher school: the same streets and the same girls walking down the streets, the same parking place for his father's car (Hemingway, 1995). In fact, these changes in his own outlook can be explained by his pre-war and war experiences.Before the World War I, as Hemingway narrates us, Harold studied at a Methodist school, an educational